(864) 582-0416 
These are the harsh facts of South Carolina car insurance law, making it so critical for victims to protect themselves before a crash ever occurs:
This is only the tip of the iceberg. To discourage victims from pursuing proper settlements, insurance companies complicate the settlement process for even a “simple” car accident case with non-fatal injuries.
There can be some good news. Keep reading.
The coverage you need is called underinsurance, or UIM. Before the accident occurred, if the victim made wise choices or had a skilled insurance agent who was truly devoted to the victim’s best interest, the victim purchased this critical coverage. UIM can help the family obtain a much higher settlement that might be desperately needed to replace a lifetime of lost income and compensate for the agony of grief, shock, and loss.
It can get better—and more complicated. In certain situations, the family can actually get settlements from other vehicles in the victim’s household using a legal tactic called “stacking.” And it doesn’t matter what type of vehicle it is, as long as it has UIM on it. It can be a motorcycle, a car, or a truck.
Don’t risk overlooking coverage that can really help your family. Get an experienced South Carolina wrongful death attorney to answer your questions and, most importantly, review all potential insurance coverage that can apply.
To do that for free with no pressure to hire us, you can call toll-free at (864) 582-0416, fill out a Get Help Now form, or contact us with a live chat.
Here are just a couple examples of how this coverage made a huge impact on a wrongful death settlement:
Don’t miss this: South Carolina law recognizes UIM as critical protection for drivers by requiring all insurance agents to offer it a specific way. If they don’t, the insurance policy can be “reformed” to include the coverage. So even if the victim’s policy didn’t have the coverage, the family might still qualify for it. But obtaining coverage this way involves a legal firefight against a greedy insurance company dead set on avoiding coverage, even if it’s legally required.
That brings me to one last point about how getting a wrongful death settlement from UIM actually works.
When you make a UIM claim, the victim’s own insurance company turns against you.
All that money spent in premiums over the years as a loyal customer means absolutely nothing, and the insurance company certainly won’t honor their customer’s memory by voluntarily extending coverage.
Here’s what that looks like, which can be hard to stomach: the victim’s insurance company defends the at-fault driver who killed him or her as if the at-fault driver was one of its own. And the insurance company can turn against you ruthlessly to deny your claim, as evidenced by this real case.
Many families find the sense of wrong caused by this simply creates too much emotion to deal with it.
There are many reasons to hire an attorney in a fatal accident case, the major one being to protect you from insurance companies with billions of dollars and legions of professionals whose daily strategy is cheating emotional, grief-stricken victims like you.
Figuring out how much to ask for in a South Carolina wrongful death case involves developing evidence to prove several key factors. This is your one chance to protect your family’s financial stability and get some justice for your unjustified loss and suffering. This is just not the time for you to go it alone without professional help. Currently, you’re the only amateur in the room, and you’re already overwhelmed with dealing with all the loss and fallout from a loved one’s unnecessary death.
As Spartanburg, South Carolina fatal accident attorneys, we’re here to answer your questions and protect your rights. Do it the easiest way for you: You can call toll-free at (864) 582-0416, fill out a Get Help Now form, or contact us with a live chat. Schedule a FREE*, EASY strategy session where we won’t pressure you to hire us.
Wondering what it’s like to work with us? Check out the reviews on our website and Google.
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