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Tammy Hollifield
May 31, 2025
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Working with Rob Usry and his team was a great experience. They took the time to answer all our questions about my husband's worker's comp case and did everything they could to make the process as easy for us as possible. We would highly recommend them for your legal needs.
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Rebecca Smith
May 15, 2025
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Mr. Usry and his staff are wonderful to work with. I reached out for advice when a recent accident caused damage to my house and car. They answered all my questions and explained all my options. They have the knowledge and haven't forgotten how to treat people with kindness and respect. I wholeheartedly recommend them.
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Rebecca Smith
May 15, 2025
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I used this firm to help with a workman's comp dispute. We started the process on February 1, 2023 and had a settlement agreement by August 22, 2023. I found the office staff to be friendly and more than capable to answer my questions and guide me through this process. Pam Worley and Rose Fagan sent prompt emails letting me know what I needed to do and the status of the claim. Mr. Rob Usry was patient and called personally to let me know what was happening and what the next step would be. He negotiated well with the Workman's Comp legal team and reached a fair agreement. If you are looking for an attorney that communicates well, is friendly, and will work in you behalf, I strongly recommend Holland & Usry, P.A.
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Randall Garrett
May 13, 2025
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I got hurt on the job in Gaffney SC. I saw rather quickly that I was going to need help. Rob Usry was referred by a friend who had a great experience with their services. So I contacted them and it was the best move I could have ever made. Rob and his staff were amazing they treated me and my wife like family. They left no stone unturned while working on my case and I could not be happier with the results. I would highly recommend Rob Usry and his team to anyone who is in need of a lawyer in the upstate. They are the best in the business.
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Vickie Alumbaugh
May 3, 2025
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Rob Ursy PA and Rose Fagan did a wonderful job with my workmen compensation case. I slipped at my work in Spartanburg, SC. I was treated respectfully and that I was important. They helped me communicate with workmen compensation to get a case the right way. Communicate with opposing counsel. An settlement was offered. Ultimately, I settled with workmen compensation insurance thru my work. The settlement was for good bit more than was originally offered. I am glad I got what I needed to get my injury repaired. Thank you!!
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Jason Wines
March 25, 2025
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I had a great experience.The staff really goes the extra mile to serv you and your needs. When ever I need the help of a trusted law firm I will always turn to them.
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Wendie Lawson
March 7, 2025
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Seeking help from an attorney was not on my radar when I was injured at work. Unfortunately, workers compensation became a barrier between me and the treatment I needed. Months battling workers compensation, being questioned relentlessly and then rejected, I contacted Holland & Usry, P.A. Mr. Usry and his team went to bat for me and I received the necessary treatment I needed, in addition to medical bills being paid. Workers compensation is a bear to deal with. If not for Mr. Usry and Rose, I would still be in a needless and stressful battle with them - this I am sure! I am extremely grateful for the honesty, integrity and compassion given me from this group! My journey is still in motion and Mr. Usry and Rose are taking care of business! Wendie Lawson I
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Marilyn Anderson
February 20, 2025
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My husband and I were victims of a hit and run accident about a year ago, My husband suffered a cracked clavicle and deep bruises to both knees, my injuries required a session of physical therapy. We had never been in an accident, and we felt victimized - our car was totaled, and we both suffered panful injuries. Following advice of friends and family, we decided to consult an attorney. Rob Usry was highly recommended, and we decided to ask him to represent us. Rob and his staff - Rose and Pam - were professional, thorough and supportive . They walked us through every step of the way. Since my husband and i are senior citizens with little experience with lawsuits, and unreliable computer skills, we needed help. Rose patiently answered our question and coached us along through computer glitches. Pam would organize and evaluate the seemingly endless maze of medical bills. When it came time to dicker with with insurance companies, Rob was the persistent master of negotiations, and we are very happy with the outcomes of our case. We are thankful to Rob Usry , Attorney At Law. and his staff, and highly recommend them to help you find the answers to the question - I Just Got In a South Carolina Car Accident. Now What.?

Bigger Settlements in South Carolina Car and Motorcycle Accidents from a Hidden Auto Insurance Benefit

At Holland & Usry, we consider underinsurance (UIM) the most important auto insurance in South Carolina. As described by other articles and videos on our site, UIM is coverage on your policy designed to protect you from an at-fault driver who does not have enough insurance to pay fully for your injuries.

UIM can offer a hidden benefit to provide immense relief to car accident victims in the right situation. This feature of UIM coverage is called “stacking.” Stacking allows a victim with UIM to get paid all the coverage on the car she rode in, then get paid from UIM on other cars in her household until all the coverage is paid or until she is fully compensated for her injuries.

If you’re hurt badly enough to need UIM in a South Carolina car or motorcyle accident, you’ve got a lot to lose and you’re facing an insurance company- or companies- determined to beat you out of a rightful settlement.  Protect your rights. Get your questions answered in a free*, no pressure strategy session with a Spartanburg, SC car and motorcycle accident attorney. Call toll free at (864) 582-0416 or fill out a Get Help Now form.

A Simple Example of How Stacking Can Work

Say you and your husband have three cars. Each car’s insurance policy has $100,000 of UIM. If you are involved in a serious car accident while riding in one of those cars, you may have access to up to $300,000 in UIM (3 cars x $100,000 UIM each = $300,000).

That means a great deal more relief and a burden off your mind if you have extensive injuries after a traffic crash and the at-fault driver carries only the minimum $25,000 liability coverage.

Stacking is Hard. Get Help to Do It!

While UIM is an extremely important benefit to have, stacking it is not easy for two major reasons:

  • Your eligibility for stacking is determined by very complex rules. Generally, to qualify for stacking, the accident must involve a vehicle covered by the UIM policy you want to stack and you must be the UIM policyholder, or married to the policyholder, or a relative residing with the policyholder. You also need multiple vehicles with UIM in your household. It doesn’t matter what typre of vehicle you have, it just needs the coverage, which can be especially good news for motorcycle accident victims who need UIM– you’re not limited to just motorcycle policies. The ability to stack and coverage amounts can vary based on many factors, including multiple policies in a household, different policy limits among vehicles, and whether a victim is considered a “relative” under South Carolina law.
  • The shocking truth about UIM: When you make a UIM claim, your own insurance company fights against you. They can fight extremely hard, as shown by this actual case where the insurance company waged war against their own severely injured customer all the way to the South Carolina Supreme Court. When victims find this out, it usually adds an entirely new layer of bewilderment on top of the shock and debilitation of their serious injuries.

If you are a victim of a car accident serious enough to need UIM, you owe it to yourself and your family to have a meeting with an experienced South Carolina car crash lawyer who can make sure you maximize your access to all possible coverage to help you recover for your injuries. Taking on an insurance company without a professional jeopardizes your case.

If you have any questions about whether you can stack your insurance policy for a serious car wreck in Boiling Springs or anywhere in South Carolina, please call us at toll-free at (864) 582-0416 for a free meeting. You can always start a live chat or email from right where you’re sitting. If you’re hurt too bad to come to us, we’ll come to you.

If you have any other questions about South Carolina car accidents, do check out our free report on South Carolina car crash cases.

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Rob is a Spartanburg personal injury lawyer. Rob also practices as a workers’ compensation attorney.
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John Holland is a Spartanburg Family law attorney, practicing since 2012.
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