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Tammy Hollifield
May 31, 2025
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Working with Rob Usry and his team was a great experience. They took the time to answer all our questions about my husband's worker's comp case and did everything they could to make the process as easy for us as possible. We would highly recommend them for your legal needs.
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Rebecca Smith
May 15, 2025
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Mr. Usry and his staff are wonderful to work with. I reached out for advice when a recent accident caused damage to my house and car. They answered all my questions and explained all my options. They have the knowledge and haven't forgotten how to treat people with kindness and respect. I wholeheartedly recommend them.
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Rebecca Smith
May 15, 2025
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I used this firm to help with a workman's comp dispute. We started the process on February 1, 2023 and had a settlement agreement by August 22, 2023. I found the office staff to be friendly and more than capable to answer my questions and guide me through this process. Pam Worley and Rose Fagan sent prompt emails letting me know what I needed to do and the status of the claim. Mr. Rob Usry was patient and called personally to let me know what was happening and what the next step would be. He negotiated well with the Workman's Comp legal team and reached a fair agreement. If you are looking for an attorney that communicates well, is friendly, and will work in you behalf, I strongly recommend Holland & Usry, P.A.
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Randall Garrett
May 13, 2025
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I got hurt on the job in Gaffney SC. I saw rather quickly that I was going to need help. Rob Usry was referred by a friend who had a great experience with their services. So I contacted them and it was the best move I could have ever made. Rob and his staff were amazing they treated me and my wife like family. They left no stone unturned while working on my case and I could not be happier with the results. I would highly recommend Rob Usry and his team to anyone who is in need of a lawyer in the upstate. They are the best in the business.
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Vickie Alumbaugh
May 3, 2025
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Rob Ursy PA and Rose Fagan did a wonderful job with my workmen compensation case. I slipped at my work in Spartanburg, SC. I was treated respectfully and that I was important. They helped me communicate with workmen compensation to get a case the right way. Communicate with opposing counsel. An settlement was offered. Ultimately, I settled with workmen compensation insurance thru my work. The settlement was for good bit more than was originally offered. I am glad I got what I needed to get my injury repaired. Thank you!!
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Jason Wines
March 25, 2025
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I had a great experience.The staff really goes the extra mile to serv you and your needs. When ever I need the help of a trusted law firm I will always turn to them.
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Wendie Lawson
March 7, 2025
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Seeking help from an attorney was not on my radar when I was injured at work. Unfortunately, workers compensation became a barrier between me and the treatment I needed. Months battling workers compensation, being questioned relentlessly and then rejected, I contacted Holland & Usry, P.A. Mr. Usry and his team went to bat for me and I received the necessary treatment I needed, in addition to medical bills being paid. Workers compensation is a bear to deal with. If not for Mr. Usry and Rose, I would still be in a needless and stressful battle with them - this I am sure! I am extremely grateful for the honesty, integrity and compassion given me from this group! My journey is still in motion and Mr. Usry and Rose are taking care of business! Wendie Lawson I
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Marilyn Anderson
February 20, 2025
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My husband and I were victims of a hit and run accident about a year ago, My husband suffered a cracked clavicle and deep bruises to both knees, my injuries required a session of physical therapy. We had never been in an accident, and we felt victimized - our car was totaled, and we both suffered panful injuries. Following advice of friends and family, we decided to consult an attorney. Rob Usry was highly recommended, and we decided to ask him to represent us. Rob and his staff - Rose and Pam - were professional, thorough and supportive . They walked us through every step of the way. Since my husband and i are senior citizens with little experience with lawsuits, and unreliable computer skills, we needed help. Rose patiently answered our question and coached us along through computer glitches. Pam would organize and evaluate the seemingly endless maze of medical bills. When it came time to dicker with with insurance companies, Rob was the persistent master of negotiations, and we are very happy with the outcomes of our case. We are thankful to Rob Usry , Attorney At Law. and his staff, and highly recommend them to help you find the answers to the question - I Just Got In a South Carolina Car Accident. Now What.?

The Complicated, Drawn-Out Process of a South Carolina Car or Motorcycle Accident Insurance Claim

Being involved in a South Carolina car accident can be horrifying and agonizing. On top of that, you’ve got to deal with insurance, which tends to be just plain frustrating at best. Even the smallest fender-benders aren’t immune.

When you innocently call about straightening out your clear-cut claim, expect long delays on hold, unreturned calls, letters demanding enormous amounts of info you’re sure have nothing to do with the case—even your tax returns and unlimited access to every medical record in your whole life, and possibly mean or unsympathetic adjusters who don’t seem in a hurry to help or do the right thing.

But, in this case, foreknowledge is power. We’d like to give you a hint or two about what you’re about to undergo, whether you go it alone, or decide to look into hiring a Spartanburg wreck lawyer to handle the frustration so you don’t have to.

The Car Accident Lawsuit Process After a Car Wreck

Generally, this is how a South Carolina car accident claim works:

  • At the scene of the crash, the investigating officer will give you a green sheet of paper called an “FR-10.” Take this sheet to your insurance agent. Keep a copy to help you get an official crash report prepared by the officer.
  • You will soon be contacted by the insurance company of the at-fault driver. The person who contacts you is called an insurance adjuster. The adjuster may be polite, even friendly; it’s important to keep reminding yourself the adjuster is NOT your friend. As we’ve said before, the adjuster’s motives aren’t really in your best interest.
  • You will probably have two separate claims—an injury claim and a property damage claim for your car. There might be a separate adjuster assigned to each claim (I know: it seems like a two-headed monster to divide and conquer you).
  • To pay some medical bills, you may have a claim with your own insurance company, if you have the right coverage. It’s called “personal injury protection” (PIP) or MedPay. You will also have an adjuster for that, but those claims tend to be pretty easy.
  • There may be way more coverage available—and necessary—to help you recover financially from injuries. Read more about how auto insurance works, including the most important car insurance you can have.

Our Spartanburg car and motorcycle accident lawyer developed a process to deal with all this frustration, to streamline obtaining a proper settlement. Get your questions answered. Call us today at (864) 582-0416 or fill out a contact form here.

How Spartanburg Car Accident Claims Get Paid

Claims are settled, or paid, when the insurance company decides it has enough information to value the claim and it agrees with you to pay a certain amount of money to end the claim. Here’s how settlement works, from the easiest to the hardest to settle:

  • PIP or MedPay claims can usually be settled rather easily by simply sending copies of your medical bills to your insurance company. The insurance company will then send you a check reimbursing you, or you can instruct the insurance company to send the payment straight to the provider.
  • Property damage claims are usually the next easiest to settle, especially if you agree to settle for the cost it will take to repair your vehicle, or for the fair market value of your car if it can’t be fixed. But if your crash got caused by a drunk driver, you should contact an experienced car accident attorney, as you might qualify for punitive damages – but not without a fight.
  • Everything has been easy to settle so far…but now we get to the first major complication. If you were involved in a crash where the at-fault driver did something criminal—especially a DUI—you may be entitled to punitive damages. These might be hard for you to get by yourself without a car accident lawyer. To find out how our firm handles DUI crashes differently, contact us by phone at (864) 582-0416.
  • Injury claims are the ones that most often require a lawyer—but “often” doesn’t mean “always.” We’ve already covered some guidelines on whether you should handle the claim yourself. However, even in simple claims without a serious injury, the insurance company may set up roadblocks to your recovery. You can be sure there will be a big fight if you suffer severe injuries and asking for a big settlement.

HERE’S A FREE POINTER IF YOU HANDLE IT YOURSELF

Don’t even think about taking their money until you’re done with all your medical treatments and have copies of all your medical bills and records, plus any other evidence about the claim, like pictures, the crash report, lost wage statements, etc. Once you have those, you can send them (copies only; keep the original documents) to the adjuster with a letter laying out how the accident was all the at-fault driver’s fault. You will summarize all the damages you suffered from the accident, including a list of your medical bills and a request for an amount you think is fair to settle your claim. Then you can discuss settlement with the adjuster.

What If Insurance Won’t Pay…or Won’t Pay Enough?

Then it’s time to file a lawsuit.

If you think you don’t need a lawyer at this point, remember what Abe Lincoln said: “He who represents himself has a fool for a client.” If you needed an operation, you wouldn’t do it yourself, would you? The legal system is complicated and what you could lose is too precious for you to risk making a huge mistake representing yourself.

If you cannot come to an agreement with the insurance company, or just don’t feel like you can properly handle all the details and the adjuster’s efforts to cheapen your claim, we will meet with you for free. You can also email or start a live chat to get your questions answered. Call us at toll-free at (864) 582-0416 today.

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Rob is a Spartanburg personal injury lawyer. Rob also practices as a workers’ compensation attorney.
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John Holland is a Spartanburg Family law attorney, practicing since 2012.
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