How to Apply for Workers’ Compensation in Spartanburg

You probably haven’t thought about arriving at work one morning and being rushed to the hospital in the afternoon, injured in a job-site accident. It happens enough that South Carolina, and all states, have adopted laws that require employers to provide workers’ compensation insurance coverage for almost all employees.

By following the procedure, you are entitled to have your medical care paid for and receive a portion of your lost wages while you are recuperating. Contact Holland & Usry to learn how to apply for workers’ compensation in Spartanburg. Schedule your FREE case review now.

How Do You File a Workers’ Compensation Claim?

Once you are stabilized after a workplace accident, you must give notice to a supervisor or employer that you have been injured at work. Although it is best to do this as soon as possible to get the workers’ compensation process started, in South Carolina, you have 90 days from the date the accident occurred to report to qualify you for workers’ compensation benefits. Failing to give notice could disqualify you. Some exceptions apply, such as a physical or mental issue that prevents you from notifying your employer. After you give notice, you have a two-year window to file the actual claim, but that is not recommended. Consider the adage ‘the sooner the better’ to begin receiving benefits that can help you while you are out of work.

Some examples of typical workplace injuries that qualify for workers’ compensation benefits include:

  • Construction work causes a wide range of injuries, from broken bones to shoulder torn rotator cuffs and torn knee ligaments to spinal injuries
  • Chemicals that catch fire and cause severe burns to employees
  • Traffic accidents that injure employees delivering packages for employers
  • Police officers shot or assaulted in the line of duty
  • Manufacturing employees who crush a limb operating heavy machinery

A Holland & Usry attorney can guide you through applying for workers’ compensation benefits in Spartanburg.

What Happens After You File a Claim?

Once you give notice, your employer contacts the insurance carrier and submits a report to them. At some point, you should file specific claim forms with the South Carolina Workers’ Compensation Commission, where an administrator can ask for additional information, approve the claim, or deny it. The insurer also investigates the incident and then approves or denies the claim. If a claim is denied, there is an appeal process available.

Our Spartanburg attorney understands the workers’ compensation process and can ensure that your application is complete and filed promptly.

Information Needed for Your Workers’ Compensation Claim

To make an educated decision about your workers’ compensation claim, the parties reviewing it will need detailed information about the accident and injuries. You must disclose who you reported the accident to, who was involved, how the accident unfolded, the extent of your injuries, and whether you are likely to make a full recovery, as evidenced by hospital and follow-up physicians’ notes and records. You will need to consult with a physician in your employer’s workers’ compensation network.

Applying for workers’ compensation benefits in Spartanburg consists of many moving parts, and an experienced lawyer at Holland & Usry can explain how they impact your case during a FREE case review.

Let a Spartanburg Attorney Guide Your Workers’ Compensation Application

When your life changes because of a workplace injury that is going to put you out of a job temporarily or permanently, the last thought you have is how to navigate the workers’ compensation system to claim the benefits you are owed.

Our team at Holland & Usry takes the stress and guesswork associated with working with insurers, the state government, and compiling evidence that must be submitted on schedule. If you would like to know how to apply for workers’ compensation in Spartanburg with a lawyer’s help, call now to schedule a FREE case review.