Workers’ Compensation Claim Eligibility in Spartanburg

South Carolina employers with at least four employees must be covered by workers’ compensation insurance or be eligible to self-insure. The insurance is used when you, as an employee, are injured in a work-related accident or develop a debilitating condition due to your job.

Your benefits include medical care and a percentage of your paycheck while you are recuperating and temporarily unable to work, and if you are permanently disabled, which includes partial disability from permanent injury, you can get a settlement. For fatal work injuries, families can also get a settlement. If you were recently injured on the job, you may be wondering about your workers’ compensation claim eligibility in Spartanburg. Call Holland & Usry to schedule a FREE case review and learn what a workers’ comp attorney can do for you.

What Claims Are Eligible for Benefits?

Workers’ compensation insurance covers you if you are injured or develop a chronic condition attributed to performing your job, such as a secretary’s carpal tunnel syndrome. Obvious accidents are harder for the insurer to deny, but with the help of a Holland & Usry attorney, enough evidence can refute any workplace incident. Your claim is eligible if you:

  • Are injured in an accident performing your job, such as a construction worker who tumbles from a scaffolding
  • Contract an occupational illness
  • Are involved in a traffic accident while driving as part of your job or running an errand for your employer
  • Are injured at a work location away from headquarters, such as electricians making house calls or drivers delivering packages

These benefits are awarded under strict conditions, and if you do not meet them, you will be ineligible. An attorney from our Spartanburg firm will be a staunch advocate for determining your claim eligibility and fighting for your workers’ compensation benefits.

Time Limits To Preserve Workers’ Compensation Eligibility

You have 90 days to notify your employer that you were injured in a workplace accident or that a doctor diagnosed you with an occupational illness. Alert a supervisor, manager, employer, or nurse on the premises as soon as possible to preserve your right to seek benefits after a workplace injury. You then have two years to file a claim with the Commission, but you should pursue a claim faster than that to avoid losing your rights. To discuss your eligibility to pursue a workers’ compensation claim in Spartanburg, contact a lawyer at Holland & Usry today to schedule a FREE case review.

The Importance of Notifying Your Employer Immediately

Although you have 90 days to notify your employer of a workplace injury or physician’s diagnosis of an occupational illness, it’s best to report it sooner rather than later.

If you wait, your benefits are delayed. Waiting is also a catalyst for the insurance company or your employer to argue that you were not injured badly enough to report the accident immediately or even at all, which could be a reason for denial. A lawyer from Holland & Usry could begin pursuing your Spartanburg workers’ compensation claim right away to avoid unnecessary delays.

Call a Spartanburg Attorney to Find Out If You Are Eligible for a Workers’ Compensation Claim

The process for filing for workers’ compensation benefits on your own can be confusing and frustrating. You must meet filing deadlines, as well as prove that your injuries are related to your job. You must also be treated by a physician approved by the Workers’ Compensation Commission, your employer, and the insurer that carries your employer’s policy.

A lawyer at Holland & Usry is familiar with the procedure you must undergo to successfully apply for benefits. If you need an experienced attorney to assist you in determining your workers’ compensation claim eligibility in Spartanburg, call now for a FREE case review.