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Getting a Rental Car After an Accident in Spartanburg

If you suffered a car crash, it can be a big disruption to your life. Not only will you have to get medical attention, but you’ll also need to deal with your vehicle. This can involve getting it towed to a mechanic’s shop where the insurance company will assess the damage and declare your car either fit for repair or totaled, at which point it may offer you a settlement. In either case, you’ll be without a vehicle for a while, which can be incredibly inconvenient if you rely on your car for work or other obligations.

At Holland & Usry, we can help you with getting a rental car after an accident in Spartanburg. In a FREE case review, an experienced car accident attorney from our firm can also provide guidance on filing a claim with the insurance company and dealing with any delays.

Whose Insurance Covers the Cost of a Rental Car?

Many insurance companies offer rental car coverage as part of your overall policy. This pays for a rental if your vehicle needs repairs. In Spartanburg, if you have this coverage, it’s often the most straightforward way for you to get a rental car following a collision. The problem, though, is that this is an optional feature that increases the monthly premium, so not everyone has it in their policy.

Thankfully, there may be other methods available, depending on the language in the policy and who was at fault. If another driver caused the accident, your insurance may reimburse you for a rental. It’s more likely, though, that the at-fault driver’s insurance will cover the costs for you. Sometimes this is part of the company’s process of handling the claim. If there is a dispute over who’s at fault, it may be necessary to get an attorney to deal with the company. 

It’s also important to remember that insurance companies often have agreements with rental agencies, so it’s not always possible to pick where your rental car comes from. Similarly, there may be a cap on the daily rate and a limit on the rental period.

Handling Delays and Other Limits

While you may hope that the repair shop will immediately get to work on your car, there’s often a lot more happening that can delay the job. Sometimes the garage may be clearing the specific details with the insurance company or dealing with a backlog.

Either way, this can result in your rental coverage running out, leaving you without a vehicle. If the shop can provide an updated timeline or other reason for the delay, the insurer may extend your coverage.

After a crash in Spartanburg, if the insurance refuses to pay beyond your coverage limit, you can continue paying for the rental car out of your own pocket or use rideshares. In which case, it’s vital to keep receipts and records of these expenses, as you can use them as part of your accident claim.

Contact Our Spartanburg Attorney After a Crash Leaves You Needing a Rented Car

If you’ve been in a crash, we can help you understand your legal options. Our firm can handle every aspect of your case, including assisting you with getting a rental car after an accident in Spartanburg.

We understand the inconvenience of not having reliable transportation, and we can work to find a solution. Call us at Holland & Usry today for a FREE case review with a lawyer.